What financial lessons are your children learning from you?
Are you a saver – or a spendthrift? Is your family budget constantly a topic of negative discussion? Are your ‘bills’ always on display and a source of anxiety? Do […]
View ArticleDebt Management
Mismanaged debt can be as debilitating to your financial well-being as disease can be to your physical well-being: manage it at all levels and it can enhance your financial position. […]
View ArticleManaging the credit card spend
Debt – or Rewards: What is best for you? Is it clearing your credit card debt? Or is it getting the best Rewards package on your credit card? Choosing the […]
View ArticleTighten credit card spending
The festive season is synonymous with overindulgence. But along with some unwanted kilos, Christmas can also leave us lumbered with a credit card debt drag. The pre-Christmas spending season...
View ArticleManaging a Mortgage
“A mortgage is probably one of the largest and scariest transactions anyone will undertake, yet I am always surprised when clients don’t know or understand what features and benefits their mortgage has...
View ArticleTax Refund coming? Use it: don’t lose it
Ever thought about why you receive a tax refund? Has your next thought been about how best to use that refund? The answer to the first question is simply that you have paid more tax during the year...
View ArticleBad Debt made Good
Why do we want Bad Debt made Good? Bad debt made good results in tax-effective funding and more effective wealth accumulation. Making bad debt, good is to move the debt from acquisitions that are not...
View ArticleTax refund wisdom
Tax refund wisdom enhances wealth management Tax refund wisdom is exercised when you recognise that your tax refund isn’t a gift from the ATO (or from the government)! It ensures that the refund isn't...
View ArticleIntergenerational wealth management
Intergenerational wealth transfer is about to move significant asset values from the accumulators to the next generation: how will they cope? One of the most difficult financial transitions that those...
View ArticleSourcing funds to invest
How can I set aside funds to invest? When considering accumulating wealth for future purposes, enquirers are often concerned as to how they might be able to source funds to invest - they are struggling...
View ArticleInterest cost deductibility
Interest cost deductibility saves tax, lessens borrowing costs Interest cost deductibility is one of the factors considered in making a decision as to whether to gear an investment. Gearing is a...
View ArticleManaging Money and Debt
Managing Money and Debt Managing money and debt is one of the key responsibilities of governments. The management of money and debt is an important consideration for investors and for the broader...
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